Feature Article

The five day plan to get your super back into shape.

Day 1 – Motivate yourself
Following changes announced in May’s Federal Budget, you may be wondering if super is still an effective way to save for your retirement. The answer is “yes!”
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Case study

Super versus a term deposit – see how Brad ended up with $5,000 more super savings than Leonie

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Day 2 – Overcome any obstacles
With reduced contribution limits, it’s no longer a good idea to contribute large amounts to your super at the one time. A regular contribution plan can help you boost your retirement savings and save on the tax you pay at the same time.
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Case study

Find out how a regular contribution strategy helped Anne boost her super savings by $80,000 more than Roger.

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Day 3 – Work on your strengths
If you’re over 50, you have almost three years to take advantage of a higher contribution limit, so think about making the most of it before 30 June 2012.
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Case study

See how Robert, 58, can take advantage of higher contribution limits to boost his retirement savings.

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Day 4 – Monitor your progress
Stay on track by monitoring your concessional contributions.
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Stay on track: Use the contribution limit tracker to keep track of your contributions.

Day 5 – Focus your training
Consolidating your super is a great way to get your super in shape. It can help you trim down on fees and paperwork.
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Just like any training plan, maintenance is the key to staying in shape and healthy. If you set up your super well, you shouldn’t need to do much at all – just let it work on your retirement savings over time.